The American healthcare payment system is riddled with errors, fraud, and confusion—costing patients time, money, and peace of mind. With 80% of medical bills containing mistakes and health record breaches skyrocketing, it's no wonder so many feel lost and unprotected.

That’s why Mastercard has partnered with HealthLock, a powerful platform that brings transparency, control, and security to your medical billing.

Using machine learning and deep industry expertise, HealthLock automatically reviews and monitors your insurance claims, flags potential billing errors, and alerts you to savings—all from a simple dashboard. It’s the same type of continuous fraud monitoring Mastercard has used to protect billions of financial transactions—now applied to healthcare.

“Most people live paycheck to paycheck. An unexpected $500–$2,000 medical bill can lead to homelessness or hunger.”
– Jonathan Anastasia, Executive VP, Mastercard

Whether it's a billing typo, a misclassified procedure, or full-blown fraud, HealthLock finds what most people would never even know to look for—and helps correct it.

Now available for millions of U.S.-issued HSA and FSA Mastercard holders—with more expansion on the way.

It’s not just about stopping fraud. It’s about protecting lives.