A new year often brings a fresh look at finances—and for many families, healthcare costs remain one of the most confusing and unpredictable expenses they face.

HealthLock Plus was built to change that.

Instead of waiting for billing errors to appear, HealthLock Plus helps members protect their healthcare dollars in real time—monitoring medical bills, identifying overcharges, and providing expert advocacy when something doesn’t look right.

The results speak for themselves. HealthLock Plus has already helped members protect and recover hundreds of millions of dollars from medical billing errors, overcharges, and fraud—and that number continues to grow.

As the new year begins, our mission remains simple: give people clarity, protection, and control over their healthcare—so costs don’t come as a surprise.

Because a smarter year starts with smarter healthcare.