Fight against denied claims.

Over 45 million medical claims are denied each year. Insurance companies deny claims for many reasons, but a large number of these denials are classified as "general" or "other". It can be hard to understand why your claim was denied and what is actually covered by your insurance. HealthLock Plus is here to help you make sense of it all. If your medical claim is denied, you can request that we investigate the reason and work to appeal the decision on your behalf.

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HealthLock Plus has challenged hundreds of insurance denials.

We help our members navigate the time-consuming process of appealing medical claim denials.

>45 million
insurance claims are denied every year
Only 1%
of Americans challenge insurance denials
56%
of denials are upheld after being appealed
4/10
patients said denials made it harder to pay medical bills

Get help overturning wrongful denials.

When you become a HealthLock Plus member, you can request that we negotiate with your insurance to reverse unfair claim denials. The following services are included:

Claim Denial Assistance

If your medical claim is denied, we can help you try to reverse this decision. We advocate for you, making sure your insurance covers what you were promised.

Timely & Persistent Appeals

Claims and appeals may need to be submitted more than once to reverse a company's decision. We help challenge denials in a timely and persistent manner.

Personal Support

One of our knowledgeable and friendly experts will work directly with you and be your single point of contact to help reverse a claim denial.

Organized Records

We keep a record of all the information you are given regarding your claims. The records are safe and secure, and help you stay organized.

58% of insured adults have experienced a problem using their health insurance.

If you've ever experienced your medical claim being denied, you know it can be frustrating and overwhelming. HealthLock Plus can help you submit appeals to your insurance company and secure the benefits you are owed. Our team has experience gathering the right documentation, addressing errors, and presenting a strong case to your insurer so you can focus on what truly matters: your health.

HealthLock technology has helped members save more than $230 million.

Jim H.
New York, NY
$500.00
Pamela S.
Jacksonville, FL
$229.16
Cody P.
Santa Monica, CA
$6,300.00
Cliff C.
Phoenix, AZ
$2,000.00
James E.
Nashville, TN
$13,000.00
Juan A.
Louisville, KY
$85.00
Gary B.
Milwaukee, WI
$2,938.81
Kathy G.
Phoenix, AZ
$1,364.44
Nicholas J.
Dallas, TX
$277.00
John B.
Boston, MA
$4,892.36
Sarah K.
Seattle, WA
$876.31
Suejin Y.
Austin, TX
$840.04
Nolan M.
San Franciso, CA
$355.96
Jim H.
New York, NY
$500.00
Pamela S.
Jacksonville, FL
$229.16
Cody P.
Santa Monica, CA
$6,300.00
Cliff C.
Phoenix, AZ
$2,000.00
James E.
Nashville, TN
$13,000.00
Juan A.
Louisville, KY
$85.00
Gary B.
Milwaukee, WI
$2,938.81
Kathy G.
Phoenix, AZ
$1,364.44
Nicholas J.
Dallas, TX
$277.00
John B.
Boston, MA
$4,892.36
Sarah K.
Seattle, WA
$876.31
Suejin Y.
Austin, TX
$840.04
Nolan M.
San Franciso, CA
$355.96
Actual savings from real members. Some names or locations may have been changed to protect privacy.

Get more as a member.

When you become a HealthLock Plus member, you get more than claim denial assistance. The following are just some of the additional perks you receive:

  • 24/7 medical bill monitoring & alerts
  • Protect all family members on your insurance
  • Add multiple insurances, including Medicare
  • Receive 100% of the savings we find
  • Identity theft protection
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Member Review

“This has saved my family over $13,000 and gave us peace of mind. I no longer stress over bills or worry about overcharges—they review everything and catch the mistakes I’d never find on my own. It’s like having a team that’s always got our back.”

Need assistance?

At HealthLock Plus, we are on a mission to make healthcare simpler, more secure and fairer for all. Our team of professionals is here to help you. If you need anything, please feel free to reach out. You can send us a message on our contact page and we will be happy to help you get all the information you need.

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