Stop being overcharged.

The healthcare system is chaotic and complex. Many medical claims contain errors, and over $325 Billion is lost every year due to medical fraud and overcharges. HealthLock Plus is here to help. We securely connect with your insurance to safeguard you and your family from paying too much. Our system reviews your healthcare claims as they come in and flags errors and overbilling. You will be alerted if you are being overcharged and can easily take steps to get your money back.

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HealthLock Plus protects you from medical errors & fraud.

We track your medical billing claims and flag overbilling, errors, or fraud before you pay.

$325B+
lost annually from medical fraud and oversharges
50%
of medical bills contain errors
45M+
insured claims denied every year
38%
of providers deny 1 in 10 claims

Monitor your medical bills.

When you become a HealthLock Plus member, you are provided with state-of-the art medical claim monitoring which includes the following features:

User-Friendly Dashboard

Our intuitive dashboards make it easy to view your claims, deductibles, doctors, and more — all in one convenient place on your desktop or mobile device.

Price Checking

Using our powerful HealthLock DeepAudit technology, we check for errors and ensure the correct billing codes are being used by your providers.

Alerts & Notifications

HealthLock Plus automatically alerts you to potential upcoding and overcharges, and you can request help to get your money back.

Deductible Tracking

Track the medical expenses you've paid out-of-pocket and view the amount that is left for you to pay until you meet your annual deductible.

Secure Storage

Securely upload and store your insurance cards, invoices and receipts. This way you can easily access them at any time.

Historical Analysis†

Analyze up to two years of previous medical claims. Claims older than 6 months cannot be negotiated, but this can help you identify future overbilling issues.

† Historical Claim Analysis and 6-month Retro Audit and Recovery are provided once per member lifetime only during initial enrollment.

Over half of all medical bills contain errors.

Medical billing is full of hidden costs and unclear coverage. Most people have no idea if they're being overcharged or if there are errors in their insurance claims. And even if you do catch a mistake, it can be confusing and time consuming to get it fixed. HealthLock Plus helps you find costly issues with your medical bills and, with the click of a button, they can dispute errors on your behalf and make sure you get 100% of the money they recover.

HealthLock technology has helped members save more than $230 million.

Jim H.
New York, NY
$500.00
Pamela S.
Jacksonville, FL
$229.16
Cody P.
Santa Monica, CA
$6,300.00
Cliff C.
Phoenix, AZ
$2,000.00
James E.
Nashville, TN
$13,000.00
Juan A.
Louisville, KY
$85.00
Gary B.
Milwaukee, WI
$2,938.81
Kathy G.
Phoenix, AZ
$1,364.44
Nicholas J.
Dallas, TX
$277.00
John B.
Boston, MA
$4,892.36
Sarah K.
Seattle, WA
$876.31
Suejin Y.
Austin, TX
$840.04
Nolan M.
San Franciso, CA
$355.96
Jim H.
New York, NY
$500.00
Pamela S.
Jacksonville, FL
$229.16
Cody P.
Santa Monica, CA
$6,300.00
Cliff C.
Phoenix, AZ
$2,000.00
James E.
Nashville, TN
$13,000.00
Juan A.
Louisville, KY
$85.00
Gary B.
Milwaukee, WI
$2,938.81
Kathy G.
Phoenix, AZ
$1,364.44
Nicholas J.
Dallas, TX
$277.00
John B.
Boston, MA
$4,892.36
Sarah K.
Seattle, WA
$876.31
Suejin Y.
Austin, TX
$840.04
Nolan M.
San Franciso, CA
$355.96
Actual savings from real members. Some names or locations may have been changed to protect privacy.

Get more as a member.

When you become a HealthLock Plus member, you get more than medical claim monitoring. The following are just some of the additional perks you receive:

  • Protect all family members on your insurance
  • Add multiple insurances, including Medicare
  • Receive 100% of the savings we find
  • Identity theft protection
  • Claim denial assistance
Choose Your Plan

Member Review

“Had an unexpected ER visit after a spider bite—doctor, hospital, and pharmacy charges piled up. HealthLock Plus picked it all up in 24 hours, audited everything, and gave me total peace of mind. I didn’t even have to file a thing. Absolutely worth it...”

Need assistance?

At HealthLock Plus, we are on a mission to make healthcare simpler, more secure and fairer for all. Our team of professionals is here to help you. If you need anything, please feel free to reach out. You can send us a message on our contact page and we will be happy to help you get all the information you need.

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