How Does HealthLock Plus Work?

A smarter way to fight billing errors and protect your identity.

05/14/2025

If you’ve ever been confused by a medical bill, overcharged for care, or worried that your personal health information could be misused—you’re not alone.

HealthLock Plus was built to solve these problems.

Most people don’t realize that billing errors and medical fraud affect millions of Americans each year. Even fewer understand how often they’re being overbilled—or how difficult it can be to uncover and fix those mistakes.

HealthLock Plus changes that.

Here’s how it works:

  • We connect directly to your health insurance provider.
    Our platform integrates with over 250 carriers to scan claims in real-time.

  • We search for errors, fraud, and savings opportunities.
    From duplicate charges to inflated fees, HealthLock Plus reviews your medical history—starting with the past 6 months—to find what you may have missed.

  • We alert you and guide you every step of the way.
    If something’s off, our U.S.-based experts help you understand your options and fight back—with no extra cost to you.

  • You’re protected.
    Your identity matters too. HealthLock Plus includes built-in identity theft protection to monitor and guard your personal medical data.

It’s automatic. It’s secure. And it’s built for people like you.

Understanding your coverage and protecting your finances shouldn’t be complicated. With HealthLock Plus, it’s not.