Reduce wasteful spending.

An estimated $325 billion is lost annually due to medical overbilling and fraud. This burdens your employees with unexpected healthcare costs and drives up your company's healthcare expenses, draining money that could be reinvested into your business. HealthLock Plus offers 24/7 protection against medical billing errors and fraud, identity theft, and wrongful insurance denials, which can save your employees time and money and vastly improve your bottom line.

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Your employees could be saving an average of $850 per claim.

50%
of healthcare bills contain errors
>45 million
insurance claims are denied every year
52%
average health care premium cost increase since 2014
$230 million
saved by members of HealthLock Plus

Support your staff and save money.

Partner with HealthLock Plus to provide excellent benefits to your employees and reduce healthcare expenditures. Get all the advantages of HealthLock Plus in addition to the following benefits for your business:

Flexible Payment Options

We can set up an account for your business that is either employer-paid, cost-sharing, or employee-paid depending on your company's unique needs.

Lower Healthcare Costs

HealthLock Plus catches errors, stops wrongful denials, and reduces healthcare costs. This can lead to lower premiums in the long term.

Payroll Deduction

We offer a payroll deduction option, so payments can be automatically factored into an employee's paycheck without any hassle.

More Productive Employees

Identity protection, bill monitoring, and bill negotiation all save employees time and money—improving their overall health, happiness, and job performance.

Seamless Integration

HealthLock Plus works seamlessly with over 250 insurance carriers, providing instant protection with no complicated setup.

Extended Protection

Benefits extend to an employee's entire household. Children, spouses, and aging parents are all covered under one membership.

48% of insured adults worry about affording their monthly health insurance premiums.

Undetected billing errors and fraudulent claims have vastly inflated the cost of insurance premiums. HealthLock Plus detects and disputes these inaccuracies, leading to lower claim payouts. Over time this stabilizes your claims history, making your business lower risk for insurers. This helps you negotiate better rates and keep premiums in check. Lower premiums for every employee can really add up, saving you the capital you need to maintain long-term financial sustainability.

Self-insured companies save even more with this solution.

If your business has a self-funded insurance plan, every dollar spent on healthcare directly impacts your bottom line. Medical billing errors and overcharges can cost your company thousands—if not millions—of dollars each year. HealthLock Plus ensures you're only paying for legitimate, accurate charges. By catching inflated costs, duplicate billing, and coding mistakes, our service can lead to significant savings and ensure your employees receive fair, transparent healthcare pricing. Protect your company's financial health with this proactive cost-control solution.

HealthLock technology has helped members save more than $230 million.

Jim H.
New York, NY
$500.00
Pamela S.
Jacksonville, FL
$229.16
Cody P.
Santa Monica, CA
$6,300.00
Cliff C.
Phoenix, AZ
$2,000.00
James E.
Nashville, TN
$13,000.00
Juan A.
Louisville, KY
$85.00
Gary B.
Milwaukee, WI
$2,938.81
Kathy G.
Phoenix, AZ
$1,364.44
Nicholas J.
Dallas, TX
$277.00
John B.
Boston, MA
$4,892.36
Sarah K.
Seattle, WA
$876.31
Suejin Y.
Austin, TX
$840.04
Nolan M.
San Franciso, CA
$355.96
Jim H.
New York, NY
$500.00
Pamela S.
Jacksonville, FL
$229.16
Cody P.
Santa Monica, CA
$6,300.00
Cliff C.
Phoenix, AZ
$2,000.00
James E.
Nashville, TN
$13,000.00
Juan A.
Louisville, KY
$85.00
Gary B.
Milwaukee, WI
$2,938.81
Kathy G.
Phoenix, AZ
$1,364.44
Nicholas J.
Dallas, TX
$277.00
John B.
Boston, MA
$4,892.36
Sarah K.
Seattle, WA
$876.31
Suejin Y.
Austin, TX
$840.04
Nolan M.
San Franciso, CA
$355.96
Actual savings from real members. Some names or locations may have been changed to protect privacy.

Provide great benefits.

HealthLock Plus members have access to more than just savings. The following are some of the additional benefits your employees will receive:

  • 24/7 medical bill monitoring & alerts
  • Bill negotiation
  • Claim denial assistance
  • Identity theft protection
  • Includes all family members on insurance
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Member Review

“My daughter needed specialized care, and the bills were crushing—hundreds of thousands of dollars. HealthLock Plus stepped in, fought for us, and saved nearly $300,000. They gave us peace of mind when we needed it most. I’ll never forget what they did.”

Read our newsworthy stories.

Learn more about HealthLock Plus in the news, get the latest updates, and read our current press releases.

thumbnail for Protecting Yourself from Medical Identity Theft

Protecting Yourself from Medical Identity Theft

May 15, 2025

Medical identity theft is one of the fastest-growing forms of fraud in the U.S.—and it's often invisible until serious damage is done. A stolen medical insurance card can allow someone else to receive care in your name, generate false claims, or leave you saddled with bills for services you never received.

At HealthLock+, we take a proactive approach to protecting your medical identity.

Our platform doesn’t just monitor—it actively scans for suspicious activity, flags potential billing fraud, and provides expert support to help you resolve issues quickly and effectively. We’re connected to over 250 insurance carriers, enabling us to detect errors and unauthorized activity in real-time.

HealthLock+ includes:

  • Real-time claim monitoring and error detection

  • Alerts for unusual activity or potential fraud

  • Identity theft protection tools for your entire household

  • Support from U.S.-based specialists available 24/7

Your health information is sensitive—and valuable. With HealthLock+, you gain more than peace of mind. You gain control.

thumbnail for How Does HealthLock Plus Work?

How Does HealthLock Plus Work?

May 14, 2025

If you’ve ever been confused by a medical bill, overcharged for care, or worried that your personal health information could be misused—you’re not alone.

HealthLock Plus was built to solve these problems.

Most people don’t realize that billing errors and medical fraud affect millions of Americans each year. Even fewer understand how often they’re being overbilled—or how difficult it can be to uncover and fix those mistakes.

HealthLock Plus changes that.

Here’s how it works:

  • We connect directly to your health insurance provider.
    Our platform integrates with over 250 carriers to scan claims in real-time.

  • We search for errors, fraud, and savings opportunities.
    From duplicate charges to inflated fees, HealthLock Plus reviews your medical history—starting with the past 6 months—to find what you may have missed.

  • We alert you and guide you every step of the way.
    If something’s off, our U.S.-based experts help you understand your options and fight back—with no extra cost to you.

  • You’re protected.
    Your identity matters too. HealthLock Plus includes built-in identity theft protection to monitor and guard your personal medical data.

It’s automatic. It’s secure. And it’s built for people like you.

Understanding your coverage and protecting your finances shouldn’t be complicated. With HealthLock Plus, it’s not.

thumbnail for Over $230 Million Saved—and Growing

Over $230 Million Saved—and Growing

May 13, 2025

We’re proud to announce that HealthLock+ has now helped our members recover and protect more than $230 million from medical billing errors, overcharges, and fraud.

Behind that number are real people—families, individuals, caregivers—who were unknowingly paying too much for care they trusted. In most cases, they never would have known there was a problem.

That’s where HealthLock+ comes in.

With powerful technology and expert insight, we help our members:

  • Identify hidden billing errors

  • Stop inflated charges before they’re paid

  • Recover money lost to fraud and overbilling

  • Monitor and protect their healthcare and identity data

This milestone is more than a statistic—it’s a reflection of our mission to make healthcare safer, clearer, and more affordable for everyone.

We’re just getting started.

Join the thousands of members who are taking back control of their healthcare costs—with confidence, accuracy, and peace of mind.

Start your protection with HealthLock+ today!

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Take advantage of our special business pricing.

Whether you're a small business or a large corporation, our flexible pricing ensures you get the most cost-effective solution. At HealthLock Plus, we want to help you maximize every dollar, so our pricing structure is designed to scale with your company's needs. The more employees you have, the more you can save on memberships. Prevent medical billing mistakes and inflated charges from draining your valuable resources. Take advantage of customized pricing and start saving today.

Business Pricing

Get a customized quote.

At HealthLock Plus, we are on a mission to make healthcare simpler, more secure and fairer for all. Our team of professionals is here to help you. If you would like to partner with HealthLock Plus to help reduce medical expenditures for your employees and your company, please fill out our business contact form. We will reach out to you to discuss different business options and provide you with a quote.

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